Effective Date: February 24, 2026

These Terms & Conditions (“Terms”) form a legally binding agreement between you (“User”) and Streams of Hope Community, Inc. governing access to and use of streamsofhopecommunity.org.

Use of Website, Eligibility (18+), User Accounts, Acceptable Use, Intellectual Property, Donations & Payments, Event Registrations, Disclaimers, Limitation of Liability, Indemnification, Force Majeure, Binding Arbitration (Indiana), Governing Law (Indiana), Electronic Communications, Severability, Entire Agreement, Contact: [email protected]